Huntersville FD insurance rating could help homeowners



On July 27th, North Carolina Insurance Commissioner and State Fire Marshal Wayne Goodwin announced that the Huntersville Fire District completed its routine inspection and received a 4 rating, effective Sunday, November 1, 2015. The improvement to Class 4 Public Protection Classification means homeowners and businesses alike will benefit on their insurance premiums.

This is an outstanding achievement for the Huntersville Fire Department and for all those that live in the Huntersville Town limits, as well as the Town’s Extra Territorial Jurisdiction (ETJ). The greatest benefit will be felt in the ETJ area where before the insurance premiums were largely calculated if the residence was within a 1000” of a fire hydrant. Due to substantial work and improvement by the Huntersville Fire Department, regardless of whether the residence is within a 1000’ of a hydrant or not, the residence will receive a ISO Class 4 as long as they are within five miles of the fire station.

“This is a huge accomplishment by the fire department and we are proud to continue to give back to the community,” said Chief Irvin.

The inspection by the Department of Insurance Office of State Fire Marshal (OSFM) is required on a regular basis as part of the North Carolina Response Rating System (NCRRS). Routine inspections look for proper staffing levels, sufficient equipment, proper maintenance of equipment, communications capabilities and availability of a water source.

“A ISO Class 4 throughout the entire Huntersville Fire District will ultimately put money back in the citizen’s pockets,” said Irvin. “The Huntersville Fire Department, with the support of our town and its citizens, will continue to work hard to improve and provide quality fire and rescue services.”

The NCRRS rating system ranges from one (highest) to 10 (not recognized as a certified fire department by the state). While lower ratings do not necessarily indicate poor service, a higher rating does suggest that a department is overall better equipped to respond to fires in its district. Higher ratings also significantly lower homeowners insurance rates in that fire district.

“I’d like to congratulate Chief Irvin for his department’s performance and for the hard work of all the department members,” said Commissioner Goodwin. “The citizens in the Town of Huntersville should rest easy knowing they have a fine group of firefighters protecting them and their property in case of an emergency.”

State law requires OSFM officials to inspect departments serving districts of 100,000 people or less, which makes up all but six of the state’s fire districts.

This press release appears as obtained from the Town of Huntersville with the exception of  page/text/space/paragraph/general formatting details.  Picture placement also excluded.  All pictures included with original release may not be shown here. Separate reports contained within the same press release may have also been removed. Additionally, the different pieces of the press release may have been re-arranged.  This press release was posted at after being received from the agency listed. Article title and picture captions may, or may not be, part of the press release.  This information does, however, reflect the information obtained from the Town of Huntersville.

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